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Author Topic: Trike Insurance  (Read 3868 times)
nabsim
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« on: January 06, 2010, 03:18:33 PM »

This is always of interest to trikers, well at least it is once a year. I thought it would be good to keep a list of companies that do insurance. If you have any others let me know and I will add them to the list

Spire Insurance     01246 551457     Corporation Street, Chesterfield, S41 7UB

Swinton Bikes     0800 092 6702     Swinton Bikes

Bikesure     0800 089 8070     Bikesure

The Bike Insurer     0800 089 0322     The Bike Insurer

Carole Nash     0800 804 7952     Carole Nash

Whittlesey Insurance     0870 066 0460     Whittlesey

MCE Insurance     0844 338 6888     MCE

Insurance Choice     0844 557 7703     Insurance Choise

AQuote Insurance   0800 0923 935    Aquote Insurance

« Last Edit: May 12, 2010, 06:05:36 AM by nabsim » Logged

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dusty
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« Reply #1 on: January 28, 2010, 01:14:17 AM »

this guy saved me alot also if interested

Russell Butlin of insurance choice tel. 0844 55 77 703
ended up saving me nearly £200
keep safe
dusty
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REVBADTOAD
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« Reply #2 on: February 08, 2010, 01:43:55 PM »

GREAT NEWS THAN DUSTY
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Bassher
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« Reply #3 on: February 08, 2010, 08:57:17 PM »

I found Bikesure were the only ones willing to do provisionals bit pricey but at least they give you the time of day if your one L plates  Grin
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dusty
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« Reply #4 on: February 10, 2010, 08:59:06 PM »

GREAT NEWS THAN DUSTY
brilliant Smiley
will hopefully be properly on the road with her next week Smiley
thinking of going for a ride over to hayling island      can`t wait Smiley
keep safe everyone
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scary mctriker
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« Reply #5 on: May 11, 2010, 07:13:12 PM »

aquote are good but cant remember th number
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BSA
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« Reply #6 on: June 25, 2010, 11:41:09 AM »

 Huh? Hi all, hope someone can help??

My friend has being left a "Morgan type 3 wheeler in a will.
Its a Honda CX 650 on a Q reg On the log book its down as a "Winston tricycle"  (i think the fella that made it was called Winston? )
He is late 50s only has a full bike licence but has had insurance for a robin.
Hes tried them & most others including Bike-Sure but they keep telling him the "Underwriters" won't insure it!

Any help most appreciated Wink
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nabsim
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« Reply #7 on: June 25, 2010, 12:50:01 PM »

Has he just tried asking them for ordinary trike insurance then saying the make is Winston rather than asking for a Winston Tricycle car if you get my meaning? Almost all trikes are one offs so can't see it makes a difference
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Wolfsong
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« Reply #8 on: September 28, 2010, 08:41:11 AM »

We had a dickens of a job trying to get bike insurance before we picked up Kens trike.  Tried numerous places finally only place that would give us insurance was BikeSure and boy was it expensive (over £1k).  They did say if we were members of a Bikers club we would get a discount but wouldn't say which ones, and we weren't members here then.  So hopefully next years will be a lot cheaper as we wont  have a big insurance handout payment to cover it then

Wolfsong
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sirlaughalot
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« Reply #9 on: March 02, 2011, 08:30:11 PM »

hi all
as you all know now that i have my 1st trike on the road
its Rhino trike 600cc  2CV On Q 10yrs old from trike build
My Insurance for this trike for Sarah and I as named riders Third Party Fire and Theft is £328. Grin Grin
this is recovery aswell.
Sarah just got full motorbike Licence from late 2008
i have had my car Licence from early 2009

Adrian Flux (Bike Sure)
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Wolfsong
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« Reply #10 on: March 02, 2011, 08:48:37 PM »

Hoping Kens no claims this year will help bring the cost down

He ahs been driving on a car licence for ov er 40 years but the last twentry of that was on a company car so not his insurance Sad hence the huge cost
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Paul
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« Reply #11 on: March 16, 2011, 08:59:58 AM »

What I personally find annoying with insurance is the way you have to build up no claims seperately on each type of vehicle. So you cant use no claims from car on bike/trike etc or vise versa. Now I know their different so different driving styles apply BUT if youve got a good record as a careful driver that should stand for something.

The other thing is the way when you have to give up a vehicle even if its temporary you get a period of grace (in my case 2 yrs) after which your no claims is back down to zero on that vehicle type, a bit like snakes and ladders really.
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Beano
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« Reply #12 on: March 16, 2011, 11:34:29 AM »

I agree Paul
Another incredible loading, that most people dont realise is the £10-£20 put on insurance if you have been involved in a NO fault accident.
My neighbour reversed into my car, and I have been loaded with an extra £10 on my trike insurance. I spoke to the brocker, the underwriter and the CUE (the folk that keep all your details) and now the insurance ombudsman about this.
My trike quote was £110 but I have been hit by two seperate indeviduals within the last five years, so my insurance was loaded to £148.
They call it "bad insurance risk" or as I like to call it "wrong place, wrong time loading" which is apparently legal as it has not been contested within the law.....NOT YET ! ! !  Grin
So if you ever get hit by someone...work out how many seperate policies you have for different vehicles...add up all the extra costs times five and make sure you get this, as a compensation payment, as an un-insured loss.
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rob62
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« Reply #13 on: March 16, 2011, 11:37:55 AM »

Try whittlesey paul, When i took out my first trike insurance they allowed no claims from a car policy!! saved me about 90 quid.
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Wolfsong
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« Reply #14 on: March 16, 2011, 09:02:28 PM »

Bike Sure would ahve taken Kens no claim bionus into consideration for a car if he had one.. they aske dif he had a no claims bonus for a car when he got the trke insurance.. sadly he didn't as he had been driving on company cars for over twenty years and we also had a outstanding claim on the car in his name.
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